Roof Financing for Colorado Homeowners

Everywhere Red Hawk works: the Denver metro, the Front Range, Colorado Springs, Fort Collins and the rest of our service area. The programs are the same in every city. Apply online from this page or at your free inspection.

No. Seeing your offers uses a soft credit pull, which does not affect your score. A hard credit inquiry happens only if you accept an offer and move forward with that lender.

Usually within minutes. You apply on your phone, the lenders on the platform review it, and your offers come back while you're still looking at the estimate. The decision also goes to your email, so check your inbox and spam folder.

Not until the work is substantially complete. After installation you confirm completion with the finance company, and your first payment date is set from there. Nothing starts while the roof is still in progress.

Your name and address, how long you've lived in the home, and basic income information. It takes a few minutes on your phone, and it starts with a soft credit check.

Not necessarily. For qualifying customers, financing can cover the full project cost, so there's no money down and your savings stay in reserve. Your offer states exactly what, if anything, is required before work begins.

Yes. There is no prepayment penalty on any program in our Consumer Credit Center. Pay it down faster whenever you like; there is no fee for doing so.

Products and services from Red Hawk Roofing on your project: the roof itself, plus related work we do at the same time, such as gutters, siding, windows or skylights.

Yes. Financing covers roof repairs as well as replacements, plus gutters, siding, windows and skylights when Red Hawk does the work. Unsecured loan amounts start at $1,000, so a smaller repair can be financed on its own.

On an unsecured plan, the finance company pays Red Hawk directly, and only after you've confirmed the work is complete, either by approving a request by text or by signing a completion certificate, depending on the program. On a secured or personal loan, the funds come to you and you pay Red Hawk under your contract.

Yes, through a lender. Financing the deductible, or the part of the job insurance doesn't cover, is normal and legal in Colorado. What is not legal is a roofer paying, waiving or rebating it for you (C.R.S. 6-22-105). Red Hawk never will.

An unsecured loan is based on your credit and income, puts no lien on your home, and is the fastest path for a single roof or repair. A HELOC uses your home's equity, allows larger amounts, and generally means longer terms and lower payments. Not sure? Ask at the inspection.

One application reaches multiple lenders, from prime to challenged credit, including second-look programs. One decline doesn't end the project; it may mean another lender looks at it. We can't promise an approval, but you'll know where you stand in minutes, without a hard pull on your credit.

Special promotional programs and rates are available for qualifying customers. Ask us for the current offers and the lender will show you the full terms before you accept anything.

Red Hawk Roofing sets no rates or terms. Financing is arranged through the Improvifi platform and provided by its finance partners. Depending on the program, it is either a loan from a third-party lender or a retail installment contract that Red Hawk assigns to a finance company. Either way, the finance company sets the rate and terms, which you see in writing before you accept.